How It Works

Understand how PardnaFi groups are created, funded, and completed.

Introduction

PardnaFi helps people save together in structured rotating groups.

Members contribute on a schedule, and one member receives the pooled payout each cycle.

The process is set upfront, so everyone follows the same plan.

Step 1 — Set up a group

A group starts with a simple setup.

The creator defines the contribution amount, group size, payout frequency, and total duration.

They also choose whether the group is public or private.

Public groups can be discovered by others.

Private groups are joined by invitation.

Step 2 — Join the group

Users can join through a public listing or a private invite.

To participate, they connect their wallet and review the group terms.

If the group requires verification, they complete that step before joining.

Step 3 — Contribute

Each member contributes the same amount during each cycle.

Participation follows the group schedule set at the start.

Contributions and group progress stay visible, so members can always see the current status.

Step 4 — Payout

In each cycle, one member receives the group payout.

The payout order is set in advance and applied consistently across the group.

That gives members a clear view of when their turn will come.

Step 5 — Completion

The group ends after every member has received a payout.

Once the cycle is complete, users can start a new group or join another one.

Key Principles

• Non-custodial

• Transparent

• Rule-based

• Fair participation

PardnaFi gives community savings a clear structure people can follow with confidence.